Free Cheat Sheet · Florida Homeowners & Buyers

How will Amendment 3 affect me?

Florida voters approved Amendment 3, a big increase to the homestead property tax exemption starting in 2027. Get my free 2-page cheat sheet that breaks down what changes, what stays the same, and what it means for your home or your next purchase.

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What’s inside

The new homestead exemption year by year (2026 vs. 2027 vs. 2028)
What stays the same: Save Our Homes, portability and other exemptions
What it could save, with a real county example
Buying in Florida: how the timing works for new residents
Key dates and what it means for your mortgage payment and escrow

Steven Dell'Aria

Loan Officer, Open Mortgage Group · NMLS #2305327

334-314-9001
[email protected]

Amendment 3 summary based on unofficial November 2026 election results and the published ballot language. This is general information, not tax or legal advice — your actual savings depend on your county, property, and homestead status.

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Open Mortgage Group · 1005 N 12th Ave, Pensacola, FL 32501 · 334-314-9001
Steven Dell'Aria, Loan Officer, NMLS #2305327 · Equal Housing Opportunity
This information is educational and is not a commitment to lend or tax advice. All loans subject to credit approval and program guidelines.